Top 3 Best Credit Cards for Travel
It’s no secret that using your credit cards can be rewarding. From 0% APRs (limited time offers, of course) to cash back rewards, people can actually rack up points and earn freebies simply by swiping their cards. But perhaps the biggest rewards are those brought about by travel rewards cards. Thanks to mileage points, airline partnership and free flights and nights, if you’re the type who charges a lot on your card and you love to travel at the same time, then you may want to check out the following travel rewards cards:
Starwood Preferred Guest Card by American Express
Amex offers a pretty sweet reward for consumers who sign up with a Starwood Preferred Guest Card. At the time of writing this, you’ll be able to earn 10,000 Starpoints after your first purchase and you can rack up an additional 15k if you spend $5,000 within the first 6 months. That right there can buy you a three hundred dollar plane ticket. Of course, it doesn’t stop with bonus points. The card lets you redeem flights and hotel stays at over 350 airlines and 1,100 hotels and resorts. There are no blackout dates so you can benefit from your rewards anytime of the year. You are also rewarded for redeeming your points. Earn up to 5 Starpoints for every dollar spent on eligible purchases at SPG hotels and resorts, plus you get a 5,000 Starpoint bonus when you transfer 20,000 Starpoints to a participating frequent flyer program.Additional benefits that come with the card include roadside assistance, car rental loss and damage insurance, travel accident insurance, and more. In terms of annual fees, it’s $0 for the first year and $65 after that.
Chase Sapphire Preferred
Known as the most popular travel card for Chase customers, this card gives customers 40,000 bonus points after spending $3,000 in the first 3 months. You earn 2 points for purchases on travel and dining at restaurants and 1 point for every dollar on all other purchases. You also get 20% off travel when you redeem your points through Ultimate Rewards, enabling you to save even more. If you’re transferring points to participating frequent travel programs, you’ll be pleased to know that there are no transfer fees and you can transfer points at a 1 to 1 value. In other words, 1,000 points will always be equal to 1,000 partner miles or points. Some of the biggest airlines, hotels, and resorts have partnered up with Chase, including British Airways Executive Club, Korean Air SKYPASS, Southwest Airlines Rapid Rewards®, United MileagePlus®, Virgin Atlantic Flying Club, Amtrak Guest Rewards®, Hyatt Gold Passport®, Priority Club® Rewards, Marriott Rewards® and The Ritz-Carlton Rewards®. As far as annual fees go, it’s $0 for the first year and $99 after that.
Capital One Venture Rewards Card
Seen in Money Magazine’s “Best” issue for three years running, the Capital One Venture Rewards Card lets you earn double miles on every purchase. As an enrollment bonus, the card lets you earn 10,000 bonus miles after spending $1,000 within the first 3 months. Cardholders can earn unlimited miles that don’t expire and they can their miles for flights, hotel stays, car rentals, gift cards, and more. To redeem your miles simply erase the cost of travel and be reimbursed for the cost. Like Starwood Preferred Guest and Chase Sapphire, this card also has an annual fee. It’s $0 for the first year and $59 after that.